Boosting MSME Growth with RM700 Million Financing Support
Credit Guarantee Corporation Malaysia Berhad (CGC) and Public Bank Berhad (Public Bank) have launched a RM700 million Portfolio Guarantee (PG) facility to accelerate financing for Malaysia’s micro, small, and medium enterprises (MSMEs).
This facility represents the largest share of the RM1 billion Portfolio Guarantee announced in September 2024. It will support more than 2,500 MSMEs across the country, helping them scale and innovate.
Financing Options Tailored for Diverse Needs
The RM700 million PG facility includes three key offerings:
- PG Property – Provides property financing with working capital up to 200% of the property’s value. This helps MSMEs acquire fixed assets while maintaining liquidity.
- PG Top Tier – Offers clean, collateral-free financing for strong creditworthy MSMEs, removing one of the most common barriers to expansion.
- Low Carbon Transition Facility (LCTF) & High Technology & Green Facility (HTG) – Supports MSMEs investing in advanced technology, green initiatives, and low-carbon practices.
Driving Inclusive and Sustainable Growth
CGC President & CEO, Datuk Mohd Zamree Mohd Ishak, highlighted the facility’s impact. “The RM700 million Portfolio Guarantee is ultimately about impact — enabling MSMEs to scale up, to innovate, and to adapt to new frontiers of growth. We want to see MSMEs move beyond survival into innovation, digitalisation, and global participation — capturing opportunities in the green economy and establishing themselves as regional leaders.”
Public Bank Managing Director and CEO, Tan Sri Dato’ Sri (Dr) Tay Ah Lek, reinforced the commitment. “MSMEs are central to Malaysia’s economy, and Public Bank is proud to continue our collaboration with CGC through this RM700 million Portfolio Guarantee. This reflects our long-term commitment to helping MSMEs strengthen their
resilience and remain competitive.”
Aligned with National Priorities
The Portfolio Guarantee also supports national agendas. These include the 13th Malaysia Plan (RMK-13), the Madani Economy framework, and Bank Negara Malaysia’s Financial Sector Blueprint 2022–2026. Importantly, the facility embeds sustainability and digitalisation so that MSMEs remain competitive both locally and globally.
A Step Forward for MSMEs
With this facility, CGC and Public Bank are expanding financing opportunities for MSMEs. As a result, more entrepreneurs can access the support they need to grow, innovate, and drive Malaysia’s sustainable economic future.
